Motivated Monday {February 29, 2016}

#‎MotivatedMonday‬ Instead of thinking so much about what bugs you, figure out the WHY! Get to the heart of the matter.

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242


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Can you relate?

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calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

Follow Caleb’s Blog

The $60 Office

coffeeTo clarify if you don’t know me already, I am a millennial but I am not a minimalist. Having said that, how much do you pay for your office space? If you are an employee, how much do you think your boss pays for your office space? Do you think $60.00 is a realistic cost for quality office space?

Chances are, the last 3 sentence have confirmed your conclusion that I’m completely mad, but hang with me. This post is not really about office space or rent so focus up! As I type, I am sipping on a rather excellent cup of espresso from Seeds Coffee in Homewood, AL. Total Price including Tax: $2.75. I have high speed internet, calming music, access to food, a very clean bathroom and enough caffeine to get an entire week’s worth of work done in a few hours. For today it is my office.   For only $3, I can sit here for the next 8 hours and as long as my computer battery lasts and can get most all of my work done. Now I know this scenario doesn’t work for everyone. Some of you would get distracted, others need more privacy than is provided at a coffee shop, and some of you have to print things constantly. That’s fine. This article is more about the heart of this story than it is encouraging you to work out of a coffee shop.

Have you ever heard of “analysis paralysis”? To all my engineers and fact-finders out there, this happens to you frequently. Analysis paralysis is what happens when you get so caught up in getting all the details put together that you never actually start working on the project. You go into data gathering mode and 12 months later you know everything there is to know about the project but you have done little to nothing to complete the project. I think this happens a lot with our work.

We get in this rut where we convince ourselves that if we are not at the “office”, then we cannot get our work done. I catch some grief from my wife and my friends sometimes because I am rarely in the office for 8 hours on any day, but that’s not the only place I can get my work done. Emails from the coach at 5:45AM as I get settled in for my study of God’s Word, phone calls from the car on the way to office or a meeting, or late night preparation for a meeting the next day. I get lots of work done in varying settings because I choose to be flexible. Now wait, I hear you guys responding to me already, “Caleb why don’t you come tell my boss that she needs to let us all be so flexible!!” Well, I am working on that, but until I make it to all your companies, work on applying this principle to the other areas of your life. I can remember struggling with this scenario with a book I wanted to study. I had this great set up, note pad, lamp, highlighters, multicolored pens, the works! Only problem, I found it extremely hard to get to that place and actually sit still, so I never actually read the book! Ridiculous, huh? I finally realized that I had to be more flexible and be willing to carry the book with me just in case I found 10-15 minutes I could read a few pages.  Once, I changed strategy, the book got read. It took a while but the point is that it did get done.

The point is this, we get stuck a lot. We say, “There is no way I can finish the whole project today”, so we don’t do anything at all. I started working on this with my running. I would wake up a few minutes late and say well I don’t have time to run the full 3 miles so I guess I won’t go at all. WHY? 1 mile is better than no miles so I start running the one mile. I stopped waiting for the hour to really sit down and read and started taking advantage of the 15 minutes slots that I could find.

If we are going to leave an impact on this world we have to stop waiting for perfect scenarios. You will probably never find the perfect time, the perfect environment, the perfect circumstance to_________ {fill in the blank for yourself}. What I realized is that all those 15 minute breaks in my schedule allowed me to read that entire book, that 1 mile runs added up to 30 miles this month, that my flexible work efforts helped me land a new client, or get a new accreditation. The world has spent billions of dollars on how to fill ideal hands. Your time here is limited at any given time you have between 0-20,000 days left on this planet, between 0 and 480,000.00 hours, between 0-28,800,00 minutes left. You can’t buy more, you can’t earn more, you can’t save some for later. So my goal for post is leave you with this sound in your head, Tick, Tick, Tick, Tick, Tick… next time you find yourself putting off one of your goals for whatever excuse you generated that day, hear it, Tick, Tick, Tick and the tell yourself.

Do Something! Do Anything! Stop waiting for perfect and JUST GET BUSY DOING!

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

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Motivated Monday {February 22, 2016}

#MotivatedMonday
Do you find yourself waiting for perfect scenarios to get stuff done? If you only had 10 minutes to exercise, would you just not exercise at all? We are wasting our lives, 10 minutes at a time! Join me this week as a we discuss being flexible and making the most of all the time we have! Check here later this week for more on this topic.

Motivated Monday {February 15, 2016}

#‎MotivatedMonday‬ Your “Why” is more important than your “What” Without purpose and belief, reaching goals is very unlikely. Join me for a story proves my point!

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

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Peyton Manning and Super Bowl 50

pmPeyton Manning famously said, “It’s not wanting to win that makes you a winner, it’s refusing to fail that makes you a winner.”  Michael Jordan encouraged thousands with his monologue of humility when he claims to have missed over 9,000 shots; and when his team was depending on him to make the gaming winning shot, he missed 26 times. Yet he is still arguably revered as the greatest professional basketball player of all time. Tenacity is the word that comes to mind when I think of these athletes, but the truth is still – Failing Sucks!

Come on, you know me by now.   There is no political correctness here. Failing is not fun; it hurts; it’s infuriating; and while you certainly should get back on the horse if you fall off, it doesn’t mean that the pain from falling off is going to go away quickly.   Actually, far from it. You see the stink from failure can linger for days, weeks, years for some people and that pain, or rather the fear of that pain is often paralyzing. Don’t believe me.   Ask any teenage boy why he does not just walk up and talk to the girl he’s been staring at and ask her out.   Ask any entrepreneur that talks about her Shark Tank’s  ideas all the time but she is stuck in a dead end, do nothing job, because the fear of failure is enough to leave her catatonic.

So, now that we are all sufficiently depressed, let’s look for the light in this message.

I have 4 steps in this equation that will help you any situation where failure is a possibility.

 1.  Admission: Step one is to admit. Admit that there is no success without some level of risk and go ahead and acknowledge that failure is not only a possibility but a probability.

That’s a weird way to start a journey isn’t it? “Okay team I hope everyone is ready because we are going to change the world and oh by the way we are likely going to fail, perhaps miserably, but that’s not going to stop us!

2.  Action: Step two is the gut wrenching and utterly terrifying act of taking a step. You cannot improve results until you HAVE results!

If you are like me, this literally took me standing in front of the mirror looking at myself saying, “You might fail, if you do that’s okay, take good notes and try again.” Unless you are sky diving or riding a motorcycle over the Grand Canyon or walking a tight rope with no harness, then your failure will not kill you. So after you have accepted the fact that failure is likely, then you need to take a step!

3.  Reflection: Step three is to take time, at set intervals, to reflect on everything that just happened.

For me, I schedule these times as part of my goal setting, and they are flexible. i.e. If I fail before the allotted time period then I will reflect immediately. I hate when that happens. But if the project is moving along I try to make short term goals that I can evaluate regularly to identify my progression. Remember sometimes these phases move so fast that going to a coffee shop and sitting down with the music blaring in your headphones is not an option. Reflection should be intentional but does not have to be formal. Put down your phone, close your laptop and take 5-10 minutes to figure out where you are, what you have accomplished and where your next step is. Then BOOM! Right back at the grind!!!

4.  REDO: Step 4 and the last step is to redo it! If you failed don’t do it the same way, if you didn’t fail then redo it the same way or an even better way!!!!

Generally, in life, the goals and projects that we are working on will take persistence, simply meaning that we are not just doing them once. So, whether your goals are met or you failed so badly that it’s actually hard to tell what you were trying to do, do it again! Perfect it, push the boundaries, and keep going. If you get scared, see step one and start again!

The reason for this entire post is simple. I have 2 emotions – HAPPY and ASLEEP and when failure introduces sadness, frustration, anger, or anything except happiness or asleepidness (I know that’s not a word) it can mess with my head and sometimes I need reminding that I am bigger than that. I would imagine that many of you are the same and to you I say, failure is not an indicator of how good you are at something, it is only an indicator how good you were at something in that one single attempt. Don’t be afraid to fail, be more afraid of never doing anything that matters.

-Caleb

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

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Motivated Monday {February 8, 2016}

#MotivatedMonday Vision is the history of your future! Creating a great vision is not just about seeing the end result but also seeing the steps to get there! Join me this week and we talk about getting intentional with your vision.

 

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

Follow Caleb’s Blog

Are You Saving Enough for Retirement?

9.jpgBased on current statistics produced by the social security administration, the social security trust fund will be completely depleted by 2033 if nothing changes. At that point, it is estimated that the incoming social security tax will be able to cover around 70% of the obligations it has at that time. Meanwhile, 97% of surveyed people believe Americans are not saving enough to live comfortably in retirement. Does anyone else see a problem here?

There are many studies that we can quote that prove, for various reasons, that we have a hard time delaying gratification. I would rather point to one of the most obvious developments that support that conclusion: the credit card. I am not here to debate the validity of using or not using a credit card; however, stop to think of the origin of its creation? A line of credit that would enable you to purchase something now, that you can’t afford now, so that you can have it now, instead of waiting until you can save the money to pay cash. What about now? Do you see a problem here?

Saving money for retirement literally means asking someone to delay gratification. The money they responsibly put into an employer sponsored retirement plan like a 401(k) or 403(b) is money that they cannot spend now. For most people, their working life is happening simultaneously while they are starting and growing families, buying new houses, and trying to juggle a calendar that looks more like phone book than a to do list. Ok, tell me is anyone seeing a problem here!?

I found it interesting that 69% of people asked about retirement saving said they would love to hear more about the topic in this year’s presidential debate. Listen, regardless of what side of the political aisle you sit on, we all need to realize that saving for retirement is on you, me and we. We need to actively work to empower America’s workers to take charge of their own financial lives by teaching them how to appropriately use the money that they work so hard to earn by setting a budget that includes

retirement savings. I believe the best way to reach people is to meet them where they are, AT WORK! Companies that foster a culture that supports financial education and literacy send a clear message. Our company philosophy is to not only provide your employees with the right tools to help achieve financial balance, but we care enough to teach them how to use those tools. At Grinkmeyer Leonard Financial, we offer group education presentations that start with Investing 101. Our intro presentation highlights basic financial terms and concepts and couples them with appropriate right-brained exercises that will ultimately invoke action! From there we go all the way through advanced topics like Social Security planning and retirement draw-down strategies. We combine the entire system with one-on-one participant sessions where your employees have the opportunity to get advice on their personal financial situations.

Contact me if you would like to hear more about our employee education program.

-Caleb

 

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

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Motivated Monday {February 1, 2016}

 

#MotivatedMonday Do you have goals that aren’t progressing? Do you feel like parts of your life aren’t growing?  Are those areas getting attention?  The only things that grow are the things that get energy! Step back and re-prioritize this week!

 

calebCaleb Bagwell/Employee Education Specialist
John Maxwell Certified Leadership Coach
Grinkmeyer Leonard Financial
Toll-Free: 866.695.5162 / Office: 205.970.9088
Birmingham: 1950 Stonegate Drive / Suite 275 / Birmingham, AL 35242
Contact Caleb

Follow Caleb on LinkedIn

Follow Caleb’s Blog